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RESP

Registered Education Savings Plan

Investing in the future of your child is without a doubt, one of the most precious gifts you can offer. Saving for this is not always easy and given the amount a post-secondary education will cost, it is better to start saving early and on a regular basis.

A Registered Education Savings Plan is the best financial vehicle to help you save for a child or grandchild's post-secondary education.

A Registered Retirement Savings Plan is a flexible, attractive savings tool. In addition to reducing your tax bill, it enables you to accumulate significant amounts and to defer income tax on your investment returns. The sooner you start saving, the more quickly your savings will start working for you.

The RESP allows you to accumulate investment income on a tax-sheltered basis. In fact, to encourage parents to save for their children's education, the Federal Government created the Canada Education Savings (CES) Grant program. This Grant provides an extra 20% in addition to your annual contributions to an RESP.

START INVESTING IN YOUR CHILD'S FUTURE TODAY!